Describe the style of house you like
whether it be two-story, contemporary, ranch or some other style.

List your priorities in home features
such as a two- or three-car garage, gourmet kitchen, a family room or a formal dining room.

Think about your lifestyle
If you don't like yard work, ask your sales professional to show you condominiums, townhouses or garden homes with smaller yards.

A neighborhood and area that caters to your needs is also a very important factor when choosing a home.

Consider the identity of the neighborhood
The overall impression given by an area is key to its value.

Drive through and around the neighborhood
Value is enhanced by other well-maintained properties. Conversely, be cautious of areas with unkempt yards and homes, and businesses mixed in with residences -- unless a home/office combination is a priority.

Ask your sales professional
about the property tax assessment in the area, including any special assessments or any pending bond issues.

Pay attention to neighborhood zoning
Many residential communities are zoned to keep out commercial and industrial users. Ask about other regulations in the neighborhood, such as on-street parking. Find out if the area is governed by any covenants.

List which community services are important to you
Do you need to be close to shopping, a school or a mass transit stop?

Get an idea of who lives in the neighborhood
by talking with people who live there.

Your new house has to feel right -- but emotions aside, it has to work right, too.

Bring in a professional building inspector
or appraiser to make sure the house is in sound condition. Use his or her report to make informed decisions.

Ask your sales professional
if the Home Protection Plan offered by the members of Tomie Raines Inc. Real Estate is available in your area. This warranty protects you in case of major mechanical system failure and problems with some appliances.

Decide which imperfections you can live with and repairs you may be able to make yourself. You may also be able to finance some repairs in your mortgage.