• Pull a credit report on yourself and make sure the information is accurate. If you find any errors take steps to correct them immediately.
• Browse through real estate advertisements in the newspaper and homes magazines. This will give you a good feel for the types of homes that are on the market and what they cost. In many communities, REALTORS™ may have television programs or interactive phone systems which will allow you to find out information.
• Visit open houses on the weekend. It doesn't cost anything to look, and looking at a few different homes might give you some ideas for things you'd like in a house but haven't considered.
• Start saving money - you'll need to have cash on hand for a down payment and closing costs. Don't incur any additional debt. Pay down your credit cards - and don't apply for any new ones.
• Don't make any major purchases on credit - buy the furniture or car later.
• Contact a REALTOR™. Your REALTOR™ can help you determine how much you can afford, and can provide you with information on homes that may interest you. The realtor will also help you complete all of the necessary forms when it comes time to make an offer.