First Time Buyers

    The current market presents an opportunity of a lifetime for first time buyers. The combination of readily available mortgage financing, low interest rates, lower prices, and abundant inventory puts all the benefits of home ownership within reach of many people who thought it impossible.

    So why is now a great time to buy a home?

    1. Real estate is a great long term investment and has greatly outperformed the stock market over the last ten years. It is also forced savings and affords some inflation protection.

    2. A home is a better place to raise a family according to The 2010 National Housing Survey.

    3. A home creates a sense of community according to the Federal Reserve Bank of New York's "The Home Ownership Gap".

    4. In the Lansing area it is cheaper to own than to rent. The combination of affordable prices, cheap mortgages, and tax savings make owning a desirable option. Why help pay your landlord's mortgage when you can pay yourself.

    Let an experienced Tomie Raines REALTORS® agent show you how home ownership may now be be in your grasp.  

    first time buyer guide

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